http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/7871 2026-05-15T14:22:15Z 2026-05-15T14:22:15Z Mishra, Kalikant http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/8025 2019-03-16T07:02:50Z 2019-02-22T00:00:00Z

Role of Financial Institutions in the Development of Micro and Small Women Enterprises in India Mishra, Kalikant Women are capable of becoming major contributor in improving financial status of their family and society and then help in reducing poverty if they start their own business. This, in turn, will make the country an Economic superpower. But, in India they remain a minor group among all entrepreneurs as they face stiff obstructions in their growth in the male dominated society. Problems found by women entrepreneurs are different from other entrepreneurs and can be summarized as an overburdened with family work leaving little time for developing business, No readily available finance, no mentor to support new business ideas, lack of appropriate security in case of sudden shortage of funds. It was found based on national survey conducted in 2017 that women owned enterprises comprise about 10% of all Micro, Small and Medium Enterprises (MSMEs) in India. But this number can be improved substantially provided regular and adequate financial support and mentoring is provided to the micro and small women entrepreneurs. It was also found that if we were to harness the still largely untapped potential of women’s entrepreneurship and provide them financial support, it could lead to creation of more jobs, economic growth and, more diverse and representative small business communities. To overcome these financial problems of women entrepreneurs of micro and small sectors, Government of India have asked Banks/financial institutions to provide finance to them. This paper describes in details, the various schemes launched by financial institutions for providing finances to micro and small women enterprises. Thirteenth Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Sunil Shukla, Ganapathi Batthini

2019-02-22T00:00:00Z Śmietański, Roman Musialik, Wanda http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/8024 2019-03-16T06:59:30Z 2019-02-22T00:00:00Z

Presentation of Investment "Assets" on Official Websites of Local Government Administration Units on the Polish- Czech Border: The Analysis Compares the Municipalities from the Counties of Nysa and Jesenik Śmietański, Roman; Musialik, Wanda Investment is an important factor in the economic development of each country, region or other forms of territorial division. In the modern world, the Internet plays an important role in attracting them. It is currently the fastest form of communication with the world. Therefore, it is obvious that this form of reaching potential investors should be used, among others, by state and local government administration units. The aim of the article is to answer the question how and to what extent the local government units try to attract investors using their official websites. Do they devote a lot of attention to this form by preparing official presentations of cities, or do they treat this method only marginally. The information will be analyzed based on the websites of municipalities from two neighboring counties located on the Polish-Czech border. These are the Nysa and Jesenik counties. The research results will also help determine to what extent individual municipalities can verbalize investment needs in the public presentation [offer]. Thirteenth Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Sunil Shukla, Ganapathi Batthini

2019-02-22T00:00:00Z Singha, Dipayan Hussain, Delawar Majumder, Amit http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/8023 2019-03-16T06:54:43Z 2019-02-22T00:00:00Z

Microfinance and Empowerment of Women: An Empirical Study on Self-Help Groups (SHGs) of Rural Areas of South Howrah Singha, Dipayan; Hussain, Delawar; Majumder, Amit In the era of lopsided growth and development across the world and especially in our country, the Microfinance happens to be considered as the panacea of the malice and the harbinger of inclusive growth where the system of granting credit to the underprivileged sections of the society is encouraged for unleashing their skill and potentialities towards helping them to reach the path of the holistic empowerment. In order to comprehend the importance of togetherness and mutual support in withstanding the unknown world of finance the significance of formation of self-help groups (SHGs) by the women is the sine qua non for materializing the benefits of microfinance. Against the backdrop, the present study is undertaken to study the impact of socio-economic changes on the women of rural areas of south Howrah after joining the SHG movement. It has been revealed from the study that microfinance initiatives motivate the rural poverty-ridden population especially women to become self-dependent, develop their income and standard of living reflecting their importance in family and society. Moreover, it was also revealed from the study that the fact of the attachment of women members in SHGs by virtue of microfinance initiative had helped them to change the locus of household decision making power as well as decision for capital asset acquisition in favour of the women thereby paving the path of their holistic development. Thirteenth Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Sunil Shukla, Ganapathi Batthini

2019-02-22T00:00:00Z Mendonca, Claret http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/8022 2019-03-16T06:48:38Z 2019-02-22T00:00:00Z

Impact of Access to Finance on Women Entrepreneurs’ Contributions to Self, Family, Society and Economy Mendonca, Claret Women entrepreneurs make significant contributions to their economies. In developed countries women entrepreneurs are found to start businesses at a faster rate than men and are making significant contributions to job creation and economic growth (OECD 2003; IFC 2010). The family and society at large suffers from a variety of misconceptions, apprehensions and suspicions about women entrepreneurs. This is because of inadequate studies about Indian women in business and society. There is also a stereotypical image of women entrepreneurs as engaged in producing papad, pickle and ready-made garments, knitting and tailoring, florists, beauticians and trading. They are mostly home-based and self-funded. This stereotyping image has disadvantaged the genuine women SMEs in accessing finance and other resources. This study is intended to enrich the literature on women in business in India and thus, create greater awareness of their capabilities, achievements and contributions in order to create a supportive ecosystem for them in the state of Karnataka. The study is exploratory and descriptive nature. The contributions of women entrepreneurs to selfdevelopment, family development, society and economy were measured using 5 point Likert scale. Mann Whitney test was used to determine the statistical association between contributions of the two groups (i.e. those who availed bank finance and those who did not avail bank finance) and access to bank finance. The impact of access to bank finance on women entrepreneurs’ contributions to self-development, family development, societal development and economic growth was studied. The results showed that there is no statistically significant association between access to bank finance and women’s contribution to selfdevelopment, but her contribution towards family was found to be significant and her contribution to society and economy were statistically highly significant. Thirteenth Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Sunil Shukla, Ganapathi Batthini

2019-02-22T00:00:00Z