http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/338 2026-05-15T15:01:10Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/381 The Role of RRBs in Entrepreneurship Development Sharma, Jitendrakumar The Rural Development in India is one of the most important factors for the growth of the Indian economy. India is primarily an agriculture-based country. Agriculture contributes nearly one-fifth of the gross domestic product in India. In order to increase the growth of agriculture, the Government has planned several programs pertaining to Rural Development in India. Rural Development in India-Organizations: 1. Department of Rural Development in India 2. Haryana State Cooperative Apex Bank Limited 3. National Bank for Agriculture and Rural Development 4. Sindhanur Urban Souharda Co-operative Bank: 5. Rural Business Hubs (RBH) 6. Council for Advancement of People's Action and Rural Technology (CAPART) 7. National Bank for Agriculture and Rural Development The Role of Regional Rural Banks in Rural Entrepreneurship: In order to meet the global demand and the new challenges thrown to the Indian industry and also to generate employment at village level, entrepreneurship development has to be given a priority. In order to accelerate the growth of industries generate employment and utilities the national human potential there is a need to channelize the youth and women of the country for useful and productive purpose. There is also a need to motivate the guide the youth to enable them to take a step forward and take up a carrier of self employment and setup a small or micro enterprise as an entrepreneur. The RRBs have, further, to play a crucial role in our rural economy, as they have to act as alternative agencies to develop entrepreneurship ability and provide institutional credit in rural areas. In course of time, they are intended to eliminate money-lenders altogether. The sponsor banks also need to closely monitor the performance of their sponsored RRBs and provide timely guidance to them for entrepreneurship development wherever necessary. 2011-02-16T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/380 The Ethical Practices of Small Enterprises in Twin Cities Seshamohan, V V; Janaki, T. V; Kumar, G N Satish The growing importance of corporate governance is increasingly realized throughout the world, particularly in the rapidly changing international business scenario. The global ethical and governance scandals have placed corporations under intense scrutiny regarding their accountability. The ongoing trends ask for a system of checks and balances. Business ethics in this regard is an issue of great concern to businessmen and scholars. This paper attempts to examine the ethical practices and unethical practices in the small business organizations which they set In order to face the complexities encountered in turbulent waves of market. The study reveals the differential status of ethical practices varying by the form of ownership, type of industry and the business experience of the organizations. 2011-02-16T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/379 SHG: A Significant Tool for Co-operative Entrepreneurship in Rural West Bengal Sarkar, Debasish; Rahman, Manish Ur; Bhowmik, Biswajit; Maiti, Sajalkumar; Bhattacharyya, Jita; Majumder, Amit The current concept of Global Village seems very apt even in this 21st century marked by modernization and hi-tech revolution as the world is predominantly rural till date, especially the developing world. About 69% of the people of low income countries live in rural areas and in South Asia the figure stands at 72%. Thus, more than three quarters of the world's population lives in rural areas and more than a half of the world's poor are expected to do so in 2025. As is well known, that rural population is a major population segment in India. According to the 2001 Census of India, 72.2% of the total population is rural. The rural economy still accounts nearly 40% of India's GDP. Share of exports coming from rural economy in GDP is also on the increase. Major contribution to exports comes from the agricultural and allied sectors such as handloom, power loom, gem & jewellery, handicrafts, carpets, leather and mineral products, all of which have at least one primary rural production base. However, despite the strong base of our rural economy, there is consensus that more than 250 million people remain poor in India, even after 63 years of Independence, irrespective of the debate on the methodology and indicators used for poverty estimates. A humble attempt has been made in this paper to review the status of cooperative entrepreneurship in rural West Bengal. 2011-02-16T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/378 Rural Women Entrepreneurship through Self-Help Groups and Micro-Finance Institutions: Do they really lead to Economic Development of Poor Women? Kolloju, Naveen Economic independence is one of the pre-conditions for the women to gain equal status in day-to-day life along with their male counterparts. Identifying the importance of economic empowerment and eradication of financial exclusion of the rural women, several governments in India have been implementing various developmental programmes and schemes. Recently, Self-Help Groups (SHGs) have become one of the vehicles of development to empower rural poor women economically by lending credit facilities through rural banks and providing a space to create various entrepreneurial activities in the rural areas. These groups are positively altering the lifestyles of the rural women in terms of their occupations, earnings, involvement and participation in the society. The SHG movement has been so highlighted particularly in Andhra Pradesh which brought a radical change in the position of rural women from that of daily-wage laborer to an entrepreneur. Simultaneously, Micro-Finance Institutions (MFIs) have also been playing an active role in the rural regions where the rural banks do not exist; and lending credits to the poorest sections without any delay with simple procedures. But recently, some of the SHG women in Rural Andhra Pradesh are committing suicides and some of them are migrating to the nearby towns due to their inability to repay the borrowed money from the MFIs who are charging high rate of interest unlike rural banks has led to several critics. In these circumstances the paper explores the possibilities and potentialities of SHGs to emerge as an institution of rural entrepreneurship and promoting women as a rural entrepreneur through SHGBank Linkage Programme. Parallel to this, it also examines does MFIs really making rural women as a self-employed entrepreneur in the rural areas or is it pushing women in more vulnerable conditions due to the pressure on repayments with high interest rates? 2011-02-16T00:00:00Z