http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/578 2026-05-15T15:01:04Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/949 Alternative Capital Markets and Entrepreneurship Upadhyay, Mayank; Jumani, Usha Capital markets, including stock markets and commodity markets, are generally accepted as key vehicles for wealth creation. The depth, width and impact of these markets in highly industrialized countries are quite different from those in the newly and rapidly industrializing countries. In India, though the formal stock markets have mobilized a large chunk of capital and consequently generated substantial wealth, the number of people benefiting from the process is quite low even though the savings and capital generating ability of the people who are left out are quite high. Self Help Groups (SHGs) for savings and credit are increasingly becoming the building blocks for integrating low income people in India into the modern financial and banking systems. The terms of inclusion, however, in a way compel the SHGs and their members to fit into the existing financial systems, which are seen to be resulting in high transaction and intermediation costs and still not fully addressing the issue of user friendly access of capital to micro enterprises. The alternative options possible for integrating them into the modern financial systems on more equal and participatory and mutually beneficial terms are rarely considered. Alternative capital markets which bring together SHGs and their savings, entrepreneurial talents of the people, and sustainable institutions are visualized as viable options which will have to be developed and nurtured to enable large numbers of low income people in countries like India to become equity partners in wealth creation and distribution. This paper proposes to present an analysis of the pros and cons of intermediation and disintermediation by banks, capital markets, and micro finance institutions regarding access and control of the funds generated by SHGs and small savers, leveraging these funds, the ultimate cost of funds to the individual savers and borrowers, as well as the consequent wealth creation and distribution. This analysis is the basis for developing the concept of alternative capital markets. 2007-03-21T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/648 Slum Entrepreneurship Sathyamurthi, K; Vijayaram, G This paper presents a framework for examining the entrepreneurial characteristics, and traits among slum youth in Chennai. The slums of Chennai are divided into three sub divisions based on the ecological and occupational aspects. In general, slums are considered as the environment of contrast. Youth residing in slum are viewed as the deviants, criminals and antisocials, rather than resources. Slums are characterized by researchers as 'culture of poverty' and sub culture of the poor. We focus on the slum youth as resource and it can be utilized. The youth's entrepreneurial traits or characteristics are identified and developed towards uplifting their economic standards social work intervention methods for sustainable in the entrepreneurial activity. 2007-03-21T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/647 Study on Urban Women Owned Micro Enterprises in Thanjavur Devi, S; Manimekalai, N This study on urban women enterprises is an attempt to analyse the socio economic background and their problems in running their business, factors which have contributed to their entry etc. it was been designed to compare the existing women entrepreneurs in the EDP trained women and their entrepreneurial performance were analyzed in terms of investment, profit and income. 40 women entrepreneurs were identified to be trained by EDP Thanjavur district industries centre since 2003. As the number has been limited, further sampling has been done, but complete enumeration was made. However, only 20 were able to respond. The existing 110 women entrepreneurs were identified by surveying each and every enterprise of which only 90 had answered. Accordingly, 90 existing women entrepreneurs and 20 EDP trained were interviewed. Conclude the sample women felt little improved in their perception on education of the children, age of marriage, sending girls outside for education, socialization of girls in general and participation women decision making affairs of the household. However, in various aspects like equal share in family properly, abandoning dowry system, abolishing socio-cultural practices which encourages the gender division of labour, socialization of boys and girls such that girls are prepared for marriage since birth and boys for earning, etc., sample women are still to go a long way. Hence these women must be given gender sensitization. NGOs working mainly in the information sector own initiate the process, in empowering these women in the informal sector. 2007-03-21T00:00:00Z http://dspace.ediindia.ac.in:8181/xmlui//handle/123456789/646 Rural Women Owned Micro Enterprises: A Stepping Stone for Promoting Enterprises Rani, R. Amudha; Manimekalai, N Self-employment is the best employment and entrepreneurship is the most important mode of self employment. A holistic programme covering all aspects of self employment was introduced by the Government of India in 1999, which is popularly known as Swaranjayanti Gram Swarozgar Yojana [SGSY].Generation of self- employment for the poor in rural areas is one of the important components of anti- poverty and rural development strategy adopted by the Ministry of Rural Development. SGSY is a single cell self- employment programme for rural poor aimed at establishment of large number of micro enterprises. Women's development is directly related with national development. The effective management and development of women's resources, their abilities, interests, skills and other potentialities are of paramount importance in human resources development. Rural women entrepreneurship play a catalytic role in activating the factors of production leading to an over all economic development in India. The SGSY scheme unlike the previous scheme could make a difference either because it is integrated and able to promote grass root level entrepreneurship. The study aims at analyzing the development of rural women entrepreneurship through SGSY assisted Self Help Groups and to find out how far the self- employment programme in the rural areas inculcated the spirit of entrepreneurship among the grass root and thereby empowering poor women. 2007-03-21T00:00:00Z